Compensation After Accidents With Uninsured Drivers

As you pull through an intersection here in Doylestown, Pennsylvania, an uninsured driver hits your vehicle. Or, perhaps that driver does have coverage, but he or she is underinsured. Can you still seek out financial compensation after the crash?

You can. There are two main ways that people get this compensation:

  • Uninsured motorist coverage. This is your own insurance policy that protects you and pays when the other driver breaks the law and doesn't carry the proper coverage. People are legally obligated to have auto insurance, but that obligation doesn't mean much to you when you're facing high medical bills and the other person broke the law. In this case, your insurance company would pay.
  • Personal injury lawsuits. You can sue the other party directly to force him or her to pay. Under Pennsylvania law, you generally face a statute of limitations of two years. You don't, however, face any sort of cap on damages.

Coverage you seek may be for a variety of damages, from pain and suffering to medical bills to lost wages resulting from your injuries.

It is worth noting that Pennsylvania is a no-fault insurance state, so you can recover damages from your own insurance provider. However, there is no guarantee that your insurance will cover the full scope of the costs you face, which can be significant. That's why you must know all of your options.

A Complex Process

Even when you have a legal right to seek compensation, these types of claims can turn contentious and become highly complicated. That's why it's so important to have experienced lawyers on your side. At Goldman Law Offices, we've been handling cases just like these for over 65 years.

How To Contact Us

If you're interested in learning more about your options after an accident with an uninsured driver, we encourage you to call 215-348-2605 or contact us by email to set up a consultation. We're dedicated to our clients, we have the experience you seek and our attorneys know Pennsylvania's most complex laws inside and out.